FICO

Free Startup Idea Fridays: The Credit Score Must Die

Free Startup Idea Fridays: The Credit Score Must Die

Elevator Pitch: We are in the year 2015. We have incredible amounts of predictive data that allow us to measure and mitigate risk better than ever before. And yet, almost all consumer lending decisions are based on a credit scored developed in 1989. DTF (Death to FICO)* will utilize technology and predictive analytics to allow lenders to make the most risk conscious decisions and reward consumers based on actual metrics that matter.